With a new year and new goals fresh on our minds, it’s important to make sure your oral health is one of those priorities that make it on your list. January marks when your dental benefits renew and you can start taking advantage of your dental insurance! Whether you are taking routine care of your teeth or are thinking about a bigger procedure such as braces or Invisalign, your dental insurance will help you achieve these goals. Make 2019 a great year for your smile!
One huge perk of the majority of dental insurance plans is that procedures such as dental cleanings, X-rays, oral exams and fluoride treatments, are completely covered without meeting a deductible. This means you can start taking care of your teeth as early as you want to. Maybe it’s been a while since you’ve visited the dentist. The start of a new year is the perfect time for getting a basic checkup for your teeth and a cleaning. Preventative care will ensure that you are taking the necessary steps for a healthy smile so you can avoid more costly work if a dental or orthodontic problem were to persist. During these types of appointments, your dentist will also be able to refer you to your nearby orthodontist if they feel like orthodontic work would be the best option for you.
The second type of dental procedures is classified as a ‘basic procedure’. Maybe during a dental checkup, you find that you have a cavity that you need to be filled, or you need a tooth pulled. In these types of cases which occur occasionally, most insurance policies will cover 70 to 80 percent after meeting your deductible. Coinsurance and copays will also help determine what you pay out of pocket.
If you have a deductible to meet, visiting the dentist for more basic procedures will help you reach that deductible so your insurance can pay any major procedures you may have. Additionally, your dental coverage could help you in the long run. If you didn’t have dental insurance and avoided getting regular oral exams, you may find later that you have a few cavities, which could take a few months and a good sum of money to correct all at once. It’s important to know that most dental insurance covers you for a maximum of $1,000 – $2,000. So you could have a few different procedures done until your limit is reached.
To receive coverage for orthodontic treatment like braces, InvisalignⓇ and other corrective solutions, most dental insurance plans or health insurance plans will allow you to add on orthodontic insurance to cover these costs and make corrective procedures more affordable for you and your family. If you are considering braces for your child or even yourself, talk to your orthodontists in Orange Village or Middleburg Heights about different insurance options and what they recommend to work best for your life and goals.
At Weiss & Orthodontics, we would love to help you meet your smile goals in 2019! We accept many different kinds of dental insurance to help make meeting your goals a little easier. Talk to Dr. Ira Weissand Dr. Shira Tor to learn more about what your dental insurance can do for you. No matter your need, we are here to help. Put your best smile forward this year!